PRODUCTS : EXPECTED RETURNS

Shares investments:21% dividend

Withdrawable:14%interest

Deposit:14%interest

deposit investment:14%interest

School fees savings(1year and above):14%interest

savings in the sacco:14%interest

Junior accounts investments:21%interest

dormant:12% interest

House initiative

Amani Old age

Amani health care security

Custodian services

Rental services

Death of a member 20000

Death of a spouse 20000

Death of a parent 20000

Death of a parent 10000

Both inpatient and death of a child below 21yrs- 10000

month reducing 2% processing per loan 1.1%, 2.1%, 3.1%,4.1% Loan insurance

month reducing balance (iii) loan will be 2 times the shares