📞+254 700 000 000
✉️info@unitedamani.co.ke
📍Nakuru, Kenya

Loan Products

Flexible financing solutions to meet your personal and business needs with competitive rates.

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Emergency Loan

5% monthly

Quick access to funds for unexpected expenses. Fast approval process for urgent needs.

Features:

  • Maximum: 20% of share deposits
  • Repayment: 3 months
  • Insurance: 0.3%
  • Processing: 24-48 hours
Download Form
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Short-Term Loan

1.2% reducing

Ideal for small projects and short-term financial needs with affordable monthly payments.

Features:

  • Maximum: Up to 3X shares
  • Repayment: 12 months
  • Guarantors required
  • Processing: 3-5 days
Download Form
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Medium-Term Loan

1.2% reducing

Finance your medium-sized projects with comfortable repayment terms spread over two years.

Features:

  • Maximum: Up to 3X shares
  • Repayment: 24 months
  • Guarantors required
  • Processing: 5-7 days
Download Form
🏠

Long-Term Loan

1.2% reducing

Perfect for major investments like property, business expansion, or large projects.

Features:

  • Maximum: Up to 3X shares
  • Repayment: 48 months
  • Collateral may be required
  • Processing: 7-14 days
Download Form

Loan Requirements

General Requirements

  • Be an active member for at least 3 months
  • Have consistent savings history
  • No outstanding defaulted loans
  • Completed loan application form
  • Valid identification documents

Guarantor Requirements

  • Must be SACCO members in good standing
  • Combined guarantor shares must cover loan
  • No existing guarantee obligations exceeding limit
  • Must sign guarantee forms in person

Need Financing?

Apply for a loan today and get access to affordable credit for your needs.

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