Membership

Join our growing family and unlock a world of financial opportunities and benefits.

Why Join Us?

Becoming a member of United Amani SACCO opens doors to financial growth and stability:

  • Access to competitive savings products with up to 13% interest
  • Affordable loans with flexible repayment terms
  • Annual dividends on your share capital
  • Financial literacy training and support
  • Emergency loan facilities
  • Insurance benefits through our welfare program
  • Member networking and community events

Eligibility

To become a member, you must:

  • Be 18 years or older
  • Be of sound mind
  • Have a regular source of income
  • Agree to abide by SACCO by-laws
  • Pay the required registration and membership fees

Required Documents

Personal Documents

  • Copy of National ID (both sides)
  • KRA PIN Certificate
  • Passport size photo (2 copies)
  • Proof of residence (utility bill)

Additional Documents

  • Spouse's ID copy (if married)
  • Children's birth certificates
  • Parents' ID copies (for beneficiary)
  • Employment letter or business permit

Registration Fees

ItemAmount (KES)
Registration Fee1,000
Minimum Share Capital5,000
Passbook200
Total6,200

How to Join

1

Download Form

Get the membership form from our downloads page

2

Fill & Submit

Complete the form and attach required documents

3

Pay Fees

Pay registration fees via M-Pesa or bank

Get Approved

Receive your membership number and start saving

Download Membership Form

Frequently Asked Questions

Membership approval typically takes 1-2 weeks after submission of all required documents and payment of registration fees.

Yes! We welcome members from across Kenya. You can send your documents and make payments via M-Pesa or bank transfer.

The minimum monthly contribution is KES 500, but we encourage members to save as much as they can to maximize their dividends and loan eligibility.

You can apply for an emergency loan after 3 months of active membership. Other loan types require at least 6 months of consistent savings.

Ready to Get Started?

Visit our office or contact us to begin your membership journey today.

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